Most other cases involve: slips & falls; construction site accidents; home & personal property damage/loss; fires; injuries caused by defective products, foods, or drugs; animal attacks; or other situations where the a person’s actions – or lack of action – causes a foreseeable injury to an innocent bystander or to another person whom protection was owed. Gathering the relevant information about the accident such as dates, times, witnesses, and the chain of events (like the information outlined above) is vital. Also, before speaking with an insurance company, a claimant should be represented; the interests of the insurance company are not the same as the injured person.
Members of a family household (usually a spouse and/or children under 21 years of age) may bring suit for the loss of the support due to an accidental or negligent death caused by another. Gathering the information outlined above and about the lost loved one’s business affairs, education and future job growth are also important. Again, speaking with an attorney before speaking with an insurance company representative is best. The attorney will represent your interest exclusively, unlike the insurance representative.